Monday, June 26, 2017

What skills do employers want the most in their employees?




Dear Adey,

Is it possible to write a post on the skills that are needed the most by employers?

Thank you

Desmond.

Hello Desmond

While every company is different and probably need different skillset in their employees at different points in time, some soft skills cut across all industries and once you can develop those soft skills in addition to the technical skills that you possess, you would probably be on top of your game.

Here are some skills that will help you definitely stay on top;

  1. Ability and willingness to learn:
You need to possess the ability and willingness to learn new skills: Every employer wants that candidate with something extra. Currently i run two positions within the company i work for. I am the Human Resources and Marketing Manager. I was recruited for the HR position but due to my Marketing background and experiences, it was easy for me to crossover into the marketing department and today i manage both departments successfully due to the size of the company.

   2. Critical thinking and problem solving

Second you need to have critical thinking and problem solving skills. Every employer wants that employee who has the ability to think and come up with creative solutions that can cut costs and increase profit.  Remember that the goal of a business or an organization is to look for how to provide their goods and services to their target audience in the seamless and most cost effective way, thereby maximizing profit. So Desmond you have to always look for how to accomplish that within your position and you do not have to be a manager to do that. All you need is a leadership mindset.

   3.  Collaboration and Team work

Every Employer wants their employee to work well in a team. Team work makes the dream work.  One can go a thousand mile, while two can go 10,000 miles. You cannot be a lone ranger and expect to succeed within an organization. You have to help the team succeed. That team could be your department or your branch.

   4. Interpersonal and communication skills

Attitude is everything and communication is an important part of your job.  You have to learn how to communicate well with people and have a social relationship with your colleagues. Be friendly and courteous to everyone. Do not engage in office gossip. Communicate fluently with all personnel and work on your courage if you happen to be a shy person.

   5.  Ability to analyze and synthesize information.

As an employee, you need to be able to process information and data.  Employers use data for a lot of things. For example, with my industry, we need to process data to see how well we are positioned in front of our target audience and to see if we are sending the right information to them. A lot of employers are like mine, they need individuals who can help them use their data and information to make informed decisions. You can be that go to person within your department.

If you can work on these 5 skills, Trust me Desmond you will be unstoppable and will become the most desired.

I hope my 2cents will help you as you pursue your goal of becoming a better version of yourself.

Kudos to you.  I am super proud of you

Kind Regards

Adey,


Thursday, June 22, 2017

Who are you?


Often times when the question “ Who are you?” is asked, it is usually followed by these types of responses. I am the CEO of ABC Company or I am daughter of the richest man in Mars.  Most of the responses you get are attributed to material possessions or accomplishments. While this is not entirely wrong, it creates a huge disparity between the haves and haves not. Individuals who don't possess anything simply accept the fact that they are nobody just because they don't even have a car to their name. 

Who you are as an individual is deeper than the material possessions you have within your reach. Who you are is deeply rooted in where you come from and whose you are.

A Lion only births a Lion and even though they start their life as a cub, it doesn’t change the fact that every characteristics of a Lion is in them.

·      Who you are is not your current situation.

·      Who you are is not the experiences you have been through

·      Who you truly are remains regardless of what you have and don’t have

If you are unsure about who you are, maybe a few of these scriptures from the bible can help you get a better understanding

·      You are complete in Him Who is the Head of all principality and power 
·      You are alive with Christ 
·      You are free from the law of sin and death
·      You are far from oppression, and fear does not come near you 
·      You are born of God, and the evil one does not touch you 
·      You are holy and without blame before Him in love 
·      You have the mind of Christ 
·      You have the peace of God that passes all understanding 
·      You have no lack for your God supplies all of your needs according to His riches 
·      You can do all things through Christ Jesus
·      You are God’s workmanship, created in Christ unto good works
·      You are a new creature in Christ
·      You are a spirit being alive to God
·      You are a believer, and the light of the Gospel shines in your mind
·      You are a doer of the Word and blessed in your actions
·      You are a joint-heir with Christ
·      You are more than a conqueror through Him Who loves me
·      You are an overcomer by the blood of the Lamb and the word of your testimony
·       You are an ambassador for Christ
·       You are a part of a chosen generation, a royal priesthood, a holy nation, a purchased people
·       You are the righteousness of God in Jesus Christ
·       You are the temple of the Holy Spirit; I am not my own
·       You are the head and not the tail; You are above only and not beneath
·       You are the light of the world
·       You are forgiven of all your sins and washed in the Blood
·       You are delivered from the power of darkness and translated into God’s kingdom
·       You are redeemed from the curse of sin, sickness, and poverty
·       You are firmly rooted, built up, established in your faith and overflowing with gratitude.
·       You are called of God to be the voice of His praise
·       You are healed by the stripes of Jesus.
·       You are raised up with Christ and seated in heavenly places
·       You greatly loved by God
·       You are strengthened with all might according to His glorious power

I hope these scriptures give you a better understanding of who you are.

Don’t let the world define you based on their standards. You define yourself based on the standard of God.

Happy Thursday

Regards

Adey


Wednesday, June 21, 2017

Make your personal finance a top priority



There is no straight forward way to guarantee yourself a rich fortune but planning can be a huge factor. when you don't make a plan for something then you have indirectly made a plan to fail at that thing.

Making money can happen by chance but keeping money is a choice and it takes a disciplined and matured mind to do so.

Your personal finance should not be left to chance. It takes your ability to save, spend, pay off your debt, make a wide variety of investments and diversify. Personal finance is how you handle your money.

In order to make personal finance your priority, you need to think about it very seriously and have a plan.

The first step is to learn the habit of saving and delaying gratification. That is because saving helps you increase your money.

Many people say it could take a life time to save and most wealthy people did not make their fortune from savings.whilst this statement could be somewhat true, the entire truth is that every wealthy person knows how to save and has a plan for their personal finance. Wealth is not just making money one time, its your ability to consistently make and keep money.

One could win a million dollars over night and become a millionaire in an instant and be poor in another year or two. what you does with that money and your ability to multiply it makes all the difference and that is what personal finance is mostly all about.

In order to save, you need to have FREE Money from your income. Your expenses need to be less than your income and this is when managing your debt and getting rid of them become a crucial factor. It is very hard to save when you have debts all over the place. over 50% of Americans live from pay check to pay check and over 80% of Americans spend more than half of their income paying debts. Debt makes you a slave to your borrower and keeps you below average more than half of the time. It deprives you your freedom and peace of mind and it also deprives you the opportunity to amass more wealth most especially when this debts are personal ones like credit cards and car notes.

Here are a few action steps to take;

Get into a budget and keep track of your spending.

Make a conscious effort to pay off your debt starting with the smallest amount of card and stop charging more to those credit cards. It is off no use if you pay off only to spend more.

Delay gratification. Save and buy instead of buying now and paying more later

Take care of your personal finances today and be financially free

Have a blessed Wednesday'

Regards

Adey


Tuesday, June 20, 2017

How to be a valuable employee within your organization

Being a valuable employee is one of the greatest things you can do for yourself. It not only makes you secured within an organization, it also makes you employable anywhere. Employers are constantly looking to cut cost but never will they want to cut talent that can help them improve their bottom line.

It is not enough for you to have just technical competency. You need to have other skill sets that will distinguish you at all times.

It is very important to have technical competency because, without it, you would not even be able to do your job perfectly but above that, you also need to have at least 3 other competencies which are management, technological and leadership. These extra competencies are very vital to your success in any organization. They make you very valuable and make you almost indispensable.

You do not have to be a manager to possess management competency. Management is simply your ability to manage things and people which could range from time, resources to human capital. you could be a front line staff and still be a manager. you could be great at managing your time and the company resources in your care.

Second, you need to be technologically aware at all times. you need to know the latest trends regarding your job. Technology has become the new order of the day and companies that are not technologically aware are quick to fold so you can imagine an employee who is lagging behind in technology

Finally, you have to learn leadership. Everything rises and falls on leadership. Good leadership makes everything exceptional. It makes you stand out from the crowd.

Learn these skills today and you will begin to see dramatic value in yourself.

Have a wonderful Tuesday and remain great

Kind Regards

Adey


Monday, June 19, 2017

Attitude is Everything...


I received a call from a gentleman earlier today and he couldn't believe what had just happened to him. He is a consultant by profession and his type of work makes him come in contact with professionals from different parts of the world.  Earlier last week, he had received a very difficult case from another client and it was important for that case to be dealt with in an excellent and  timely manner.

Almost everyone on his team feared that case because it was a very demanding one  and it was one of such cases that could suddenly expose to management how detailed and experienced you are as a consultant. If you handled that case very well according to expectation, you could be exposed as a bright consultant with great potential, likewise if the client had terrible feedback, your career could be on line. so you can imagine how scared my friend was when he had no choice but to deal with such a client.

With little or not choice he emailed the client to request more information and he was shocked to get a very pleasant response from the client. The client responded in a familiar tone and it was like the client knew my friend. After a few minutes my friend looked at the signature of the client only to realize that this same client used to be a very good friend of his from way back. It was very shocking that this client that everyone feared was a close friend.

In less than a minute my friend also realized that  he had a disagreement with this client a while back and they were no longer on talking terms.  You can imagine how sad that story could have ended but the good news is that my friend and the client resolved their differences and i guess that was why my friend received a pleasant email from the client.

Imagine if they were no longer friends, How frustrating do you think the whole process could've been?

How does this story affect you, you may wonder?

This story affects everyone of us and it just goes to show how small this world is. It also goes to show how careful we must be as individuals.

You are  the same everywhere and it doesn't matter, if you are at work in the midst of your colleagues or at home with your friends.

Attitude is everything and a good attitude will always take you to places far greater than your talent can ever get you.

  • Always be nice, forgive and let go.
  • Stay positive at all times
  • Treat people the same way you will like to get treated.
  • Respect everyone and care for all mankind.
  • It doesn't matter where you are today, You will not always be in that same position forever.
  • Do good and say good things 
  • Keep the right attitude always regardless of any situation you find yourself.

Have a blessed day

Kind Regards

Adey,



Friday, June 16, 2017

Just before you complain, Read!!!


Life can be so unfair to a lot of people and that is the point when you ought to realize how lucky you are to be exactly where you are.  You might not have everything you desire but i bet you will not want to trade where you are for something worse.

How do you compare to someone who was born blind?
How do you compare to someone who is crippled and on a wheel chair?
How do you compare to someone who has no clue where the next meal will come from?
How do you compare to someone with no roof over their head?
How do you compare to a barren woman?

  • So before you go about complaining about the taste of your food, think of someone with no meal at all
  • Before you go about complaining about your feet and how big they are or hard it is for you to find your size, think of that person who cannot afford to buy shoes or that person who don't even have feet in the first place
  • Before you complain about your problems, find out if you have learned the necessary lessons to help you at the next level. 
  • Before you complain about your life, think of others who died too early to even make any meaning out of it
  • Before you complain, try to understand
  • Before you criticize, try to praise
  • Before you hate, try to love
  • Before you complain about today, be grateful you even have breath to complain with
  • Before you complain about your children, think about the women who desire to have kids but are barren
  • Before you complain about your spouse, remember how you prayed for them to come into your life and remember how many will do anything to have a spouse to call their own 
  • Before you complain about not getting what you want, think of those that will never have what you have today
  • Before you go about complaining about everyone else, have you considered what you might be doing wrong?
Spending today complaining about yesterday wont make tomorrow any better. If everyone had the opportunity to throw their problems in a pile and we all saw everyone else's, i bet you would grab yours back quickly. 

So be grateful for the little you have and hope for something bigger as you grow along the way.

Stay thankful and grateful.

Love y'all

Regards

Adey

Thursday, June 15, 2017

Why Knowledge is never enough!!!



Knowledge is an understanding of someone or something such as facts, information, description or skills which is acquired through experience or education by perceiving, discovering or learning.

It is usually the first step but not the only step needed in your journey towards success but many people just get knowledge and stop there. Some go a little further and gain understanding but while knowledge and understanding are great to have, it doesn't do you any good.

It is not enough for you to know about something or someone, more importantly is what you do with what you know or who you know.

This is where wisdom comes in. Wisdom is the application of knowledge. Wisdom is the principal thing, therefore get wisdom. The problem is that a lot of people have knowledge  but not many people get to do the things they know. For example, you probably know what you need to do to get into shape and loose some weight  but are you willing to do it? knowing all you need to do won't make you loose weight, rather doing what needs to be done, makes you loose weight. Got It?

Likewise, your knowledge about your dreams and aspirations wont make it come to pass unless you are willing to do the things that need to be done.

We have all heard that knowledge is power, while this is true to some extent, knowledge becomes truly powerful when you take action based on the information you know.

I am not in anyway trying to undermine the importance of knowledge rather all i am doing is bringing to your fore the importance of acting based on what you know.

Knowledge will not help you write your resume after you graduate from the university. Imagine you go to college and study for four good years. You graduate with a 3.9GPA. You know a lot about Accounting & Finance but you refuse to go in search of a job. That is exactly what happens when all you do is get knowledge.

Knowledge without action is the same as having a dream without a plan.

Action is very important in your day to day life. You must seek to do something that will bring you closer to your dreams on a daily basis.

Making mistakes is better than playing it safe, for the one who plays it safe will never know what could haver been.

Get knowledge, get understanding but most importantly be a Doer.

Act on what you know.  You must apply. In the same way, Willing is not enough, you must do.

Happy Thursday and keep winning

Regards

Adey



Wednesday, June 14, 2017

Have you ever thought about retirement?



Retirement is something a lot of people are not thinking about.  Most people see it as a subject that they will deal with much later in life. Unknowing to these group of people, for every day you defer thinking and planning about it, the more you will regret it.

But for the benefit of those thinking about it, when you think of retirement, what comes to your mind? taking unending vacations, ability to visit all your grandchildren in different parts of the world, ability to rest from your working years?

What dreams do you have for retirement?

While this is not a very interesting subject, it is a very important subject.  Retirement is not an age. it is not 30 years from now or 50 years from now for some. It is a financial number and you have got to have a plan.

Of what use is it to work for over 40 years of your life, to end up relying on your children to provide for you financially or for some relying on the government to provide you with the basic needs of life.

It doesn't matter if you earn $10,000 or $100,000. planning is planning and saving is saving. Little drops of water can make a mighty ocean.

You have got to have a financial plan for retirement.

Decide how much you need to save for retirement.

Do you know that if you are 28 years old and you save a minimum of $300 every month for 20 years and stop saving and you allow it grow in an investment account, you would have over $1,000,000 in that account. i repeat, ONE MILLION DOLLARS. Thanks to compound interest. many of us spend over $300 on food and clothes and entertainment in a month and did not even realize it, yet we don't even have a savings account not to even talk of a retirement account

Not everyone wants to be an entrepreneur but everyone should be intentional about their future. do not be a burden to your family or society in your old age.

If there is anything you should work towards, it should be the opportunity to be a giver and you can only be one when you have something to give.

Botton line is that you can save at any stage of your life even with little money. Start now, do not procrastinate.

Make the rest of your life the best of your life.

Start planning your future today.

I love you and i want you to succeed

Kind Regards

Adey

Tuesday, June 13, 2017

Your life too can be beautiful


Even though life can be unpredictable, often times we simply get back what we have given. Whatever a man sows is what he reaps. If you sow mangoes you are most certainly going to get back mangoes, it would be really weird to get tomatoes in return.

This simple fact cuts across all areas of our life.  If you desire the beautiful things of life then you need to invest in beautiful things. Beautiful can be anything you want it to be. It could be a better relationship with your partner, family or friends. It could be more money, a better career or business breakthrough.  It could be anything.

So rather than get bitter at others making a life, work on yourself and stay happy and if the things you desire are things that you can't do anything about like a terminal sickness, still stay hopeful and be full of praises. Remember that there is God who makes all things beautiful and he can turn any situation around.

Do not sit in the corner and wonder how great life could have been for you if you were your neighbor.  Your neighbor worked hard to have that life and you too can have it if you work hard. Also be careful about what you envy, you may get it only to realize it wasn't worth it.

Work hard at your goals and don't let your focus be only on material things. Invest in the things that matter. Invest your time and resources.

If you want a good relationship, be friendly and look out for substance in people.

If you want to be rich, get a job, start a business, invest, save. Do all those things that rich people do. Read and research  more on the people you admire and find out what they do so that you can do the same and even more.

You are a unique individual with talents that can make you into something great. Do not waste your time wishing to be someone else. Life is too short to spending it only wishing. Start doing something about the things that you desire so that others can dream to be like you someday.

Also realize that timing is everything. there is a time to sow and a time to reap. You might be in your sowing stage while your neighbors are in their reaping stage. You can't compare both. Focus on your lane and keep the end goal in my mind

Above all, learn to have a beautiful heart for only a beautiful heart can bring things into your life things that money cannot buy.

Stay Beautiful

PS. Always know that you have something no one has and something someone else desires

Kind Regards

Adey

Monday, June 12, 2017

Building the right mindset


Your mindset is your most powerful tool and the foundation to getting the most out of your life. It is also the brain behind all your decision making. Your mind is your secret weapon. If you can win in your mind, then you can win with your life.

Every great accomplishment always starts with an idea and your mindset determines if that thought will die as an idea or grow to become something successful.

Most of your outcomes in life are a great percentage of your mindset.  Your mindset controls your attitude which in turn controls your behavior which affects your actions and performance and generates the type of results you get.

Your mindset doesn't care if you are well educated or not, it produces what you feed into it. If you feed your mind with negative ideas, you will always be frustrated for never accomplishing anything, likewise if you feed it with positive ideas, your world becomes one filled with numerous opportunities.

While many people struggle with keeping a positive mindset due to the situations and experiences they may have faced growing up, it is never too late to build a right mindset and here are a few ways;

  • Feed your mind. You can do this by reading, doing something new, exercising your brain, exercising your body, thinking positive, eating healthy and getting enough sleep
  • Treat your mindset as a voice. Your mindset is always speaking to you. it controls the way you speak to yourself. it tells you, "you can do it or you cannot do it" Pay attention to what your mindset tell you, if it tends towards the negative, then you need to consciously make efforts to speak against it and speak positivity into yourself. The truth of the matter is that no one was born with a positive mindset. we are all work in progress. Most individuals with a positive mindset worked on themselves to be that way and you too can be that way if you choose to be.
  • Speak positively to yourself always . SAY IT OUT LOUD. " I Can do it and i will do it"
  • Act on your desires: If you desire to be a particular way or you desire to achieve somethings in your life, go for it and just do it.  Its one thing to talk your way through and convince yourself that you can do but its actually another level doing what you have desired to do. The more you do, the more you grow, the more you grow, the more you learn and know and after a while your mindset becomes constantly positive.
  • Don't spend your time on things that could have been. Let go of the bad things that have happened to you and don't define your life by them. Its in the past and that is where it should remain. forge ahead and think of the beautiful things that awaits you. you will never know if you do not try. 
Everyone has 24 hours in a day with one head. It is what you do with your time that makes all the difference.  Spend it wisely by building yourself up for greatness

Happy Monday

Kind Regards

Adey


Friday, June 9, 2017

Always choose Faith over fear


Life happens and with that comes a variety of situations you have to deal with at every point in time. Situations that either require you to give up or keep pushing till you succeed. For every of those situations you encounter, you will always be faced with two decisions; to choose faith or to go with fear.  Faith are fear are constantly fighting for your attention. They look for ways to win you over to their side. The mistake most people make is that, they see fear as a sign of warning. Most people feel that when they are afraid  it means that whatever they are trying to do might not work out. I will like to let you know that it is not necessarily true. In some instances, you might have the intuition to go for or not to go for something but fear is never the emotion that comes with it.

You need to realize that Faith and fear both require you to believe that something you cannot see is going to happen. The only difference between both of them is the result they produce. Faith produces positive results while fear produces negative results. So you might as well have faith for everything.

Faith creates positive results which births creativity.

When you fear something bad is going to happen and you keep meditating on it, you are unconsciously giving it power to come to life. In the same manner, when you desire something and build your faith around it by meditating on it, you are consciously giving it power to come to life.

The process of choosing Faith or fear depends on what you believe. If you believe that good things will happen to you even when it doesn't look like it, then trust me, the bad situations will work for your good, in the same manner if you believe that bad things are always trying to get you and you never have luck with anything then trust me on this your wish will definitely come to pass.

The purpose of this post is to make you see that you call forth what you want based on what you believe in. So my question is what do you believe?

Don't get me wrong there are situations that come our way that are sometimes scary and the first natural thing to do is to fear but now that you know that faith and fear require the same thing, it is time for you to always choose faith over fear.

Have faith that everything you set your mind on will work out for your good and always choose to believe that good thing will be your lot.

Practice faith everyday with every situation you face and like a muscle you will build your faith tank.

Remember that FEAR is False Evidence Appearing Real and most of the time the things you fear never come to pass so why give it energy.

As you go into the weekend, make a conscious effort to deal with situations using your faith and always choose faith every time

Have a wonderful weekend and don't forget that the weekend is the best time to work on you.

Kind Regards

Adey

Thursday, June 8, 2017

Do you have Will power?


We all either want to make more money, get a better job, loose some weight, go to the gym, eat more healthy food, quit smoking, start a business, read more books in a month, save more money, or go to school  just to mention a few but our ability to accomplish any goal we desire is dependent on the strength of our will power.

Will power is the ability to delay gratification, resist short term temptations in order to meet long term goals. It is a muscle and just like any muscle, the more you use it, the stronger it gets.

Will power is basically self control.

If you want to loose some weight for example, more importantly than your knowledge of what to do is the willingness to do it. Almost everyone of us know what to do to become more successful in most areas of our lives but many of us do not have the will power to do so. We are either too lazy or we believe we cannot accomplish it. For some, it might not even be a priority.

If i ask you today, right now, if you knew what to do to loose some weight, i bet you would give me at least 3 ways, however some of us still battle with weight issues despite knowing what to do.  Lack of Will power is an issue most of us are battling with and very little can be accomplished in life without it

How do you want to save money when you keep spending all your income your liabilities?

How do you want to read more books when you spend more time chatting with friends or watching the TV?

How do you intend to loose weight if you don't stop eating the very food that makes you gain weight?

How do you want to ever be successful when you are working against the very thing that should make you successful?

Will Power can be built and with constant exercise, you get better overtime.
  • So start small and pick a goal. If your goal is to loose weight, start by doing very little of the things that needs to be done and gradually increase the momentum. Bottom line is you must be willing to do it and you must do it.
  • If you goal is to be reading 5 books per month, start by reading a chapter a day and build your way up from there. you have to use your will power otherwise you will loose it. however don't over do it by stressing yourself out. for example, don't go running for 3 hours if you are just starting out with exercise.
  • Develop good habits and practice.  Start a goal and dedicate 21days to consistently doing the same goal. after that, it becomes a lot easier for that goal to become a routine. 
  • Finally, think of the end goal in mind.

PS: If you do not exert self control, you will automatically become a slave to it.

Happy thursday

Adey










Wednesday, June 7, 2017

How hard is it for you to save?


Over my few years of working and earning an income, i have come to realize that it takes a lot of strength to save. Saving is an art and an habit that most people are not used to but it is also the very first step towards financial freedom.

Many people have reasons they don't save. Some have too many responsibilities, some do not make enough money, some are waiting to hit it big to save and some simply do not give it too much priority. Whatever your reasons maybe, saving is fundamental and key to living a life that you want.

While you may not want to be the Bill Gates of your generation, it is important that you are able to take care of yourself, your family and if possible your community and you can only do this when you master the art of savings.

It doesn't matter if your income is one thousand dollars ($1000) or one million dollars ($1,000,000). if you do not know how to save, you will never experience financial freedom.

I have seen and read stories of people whose income were in the thousands yet they had assets worth millions and similarly i have seen and read stories of people whose income were 6 figures and had no assets at all. When you look at them, they look rich rich and their pay stub says they are rich but when you get into the details to subtract their assets from the liabilities, they were truly in huge debts.
While it is good to enjoy the great things of life, it should never come at a huge cost that rubs you off your peace of mind.

Spending money is easy and fun and you necessarily do not have to think about it, but savings on the other hand requires calculated steps and living on a budget and below your income. so i get it, it is hard to save, but this is one thing you must do if you desire to be wealthy.

It all starts with savings. Almost everything you need requires money.  Savings in plain terms is putting away a percentage of your total income for the future. I bet you need money for a lot of things. You need money to invest, you need money to give and you also need money to spend. All of these things do not have to be complicated if you do one thing which is SAVE. Even if it is $100 you are able to save every month, just do it, at the end of the year, you would have saved up $120 which can be used for anything you desire. Every little thing counts so please do not wait to hit some big money before you start saving. If you do not know how to save with the little you have, making more money would not make any difference. Savings is all about percentages. If you can save 20% of your $1000 income and you have mastered that art then you will have no issues saving 20% of your 6 figure income.

Before i conclude on my post i will like to share 3 ways to make savings a lot easier for you.

1. Open a savings bank account with no debit card and make your employer automatically send direct deposit to that account.  That way you don't even have to see the money, it is automatically done for you so have no need to worry about being disciplined to keep it.

2. Learn to have projects for your funds. Short and long them goals. When you have goals for your money, it makes it a lot easier to save. It could be setting aside money for your education , your business, your dream car or dream home. It could even be a goal to buy a designer bag or shoe. always choose the option of saving instead of borrowing for your projects

3. Get an accountability partner who has the same desire to improve on their savings and both of you or a group of you should share your progress often. Be truthful with the process and you will find out how easy it is for you to save after a while of staying committed to the process.

It is my desire that you live out to your full potential and live the life that you want financially.

Lots of love from your one and only

Adey

Tuesday, June 6, 2017

How do you teach a young man not to hit a lady and at the same time not get bullied by one?



I was writing up my thoughts for my post for today when i came across a video on Face book Click Here of a young lady beating up a guy and accusing him of stealing her phone. She was slapping and kicking him all over the place and i was just waiting and watching to see what would happen and to my greatest surprise, the young boy wasn't provoked by her actions. He kept things calm and kept telling her he did not take her phone and was backing off as the lady drew closer with more kicks and slaps.

I was dumb founded and never thought women could get so physical on the opposite sex. Everyone is against domestic violence and yes we all should be but i just wonder how the young boy would have felt after people in the background made mocking sounds which indicated that he acted like a weaker vessel in their opinion.

As i watched the video, i wonder what the best approach would have been for this young man in this type of situation most especially if this was his wife and this was a normal behavior she exhibited overtime things went wrong. how do you teach young men not to hit their women or any woman and yet still not get bullied by them all at the same time?

I read the comments from the video and some said he should have defended himself while others felt he was being a girl by not hitting back. One man wrote " if i say hit her back, then i will look like a jerk for supporting men to hit women and if i say do nothing, then i will ruin my son psychologically to take a beaten from any woman".  Someone else wrote, "there is a line between being a gentleman and being dumb. This little girl should have gotten punched, you don't disrespect someone like this"

So imagine for a second or two if that boy in the video was your child, what would your advice be? whilst you working on typing your comments, i will like to state one or two advices for the young women out there,

I beg you, never ever put yourself in a situation where you will have to raise your hand on any man. it is not classy in anyway.

No matter how upset you get, never ever throw a punch, many woman have died and your life is worth more than a phone or any reason for the argument in the first place.

Learn to fight with your words, they are more powerful than physical punches. but above all, stay away from anything that could threaten your life.

I look forward to your comments as they will help shape the mindset of our young men and women.

Regards

Adey


Monday, June 5, 2017

You too can be successful


I have read stories of successful people from different parts of the world and one thing keeps coming up as a common characteristics. This characteristics is their ability to act on their ideas regardless.
They are not afraid to launch into the deep.
They are not afraid to try things out.
They have a fantastic idea and they run with it regardless of all the unknowns
They are humans with no extra abilities.
They are normal people
Most of them are from humble backgrounds
Many of them failed repeatedly before succeeding
They are hardworking, persistent and consistent.
You have most of these qualities, so you too can be successful. you just need to have a little faith in yourself.
Trust your guts. stay persistent and consistent
Never stop dreaming.
Keep working on you.
Improve your skills.
Keep thinking.
Look for ways to make things better
It takes just one idea to change everything, one idea to become rich, one idea to change your world.
Nothing is impossible once you believe.
Move from the thinking stage to the doing stage.
Network with the right people
Have no time for negativity in your life
Stay positive
Trust the process and know that good things take time

Kind Regards

Adey


Friday, June 2, 2017

Are you paying attention to the little things?


It is so funny how the very little things we overlook are sometimes the things that hinder our success. I have come to understand that it is not the one big thing you do that makes you successful rather its the little things you do right everyday that makes you successful.

Today i am going to be discussing personal finance and how the little things you overlook may be affecting your finances.

We all know that debts are bondages rather than break through even though we are very happy when we incur them, most especially when they come at perfect timing. However they come at a huge cost to our finances when we are not deliberate about getting out of debts.

Credit card has been a huge blessing to many individuals in the United States including myself. Many people survived on credit card while they were in between jobs even though it wasn't the smartest thing to do.  Credit cards have their good side but the damage it can bring to your finances far surpasses the good that comes with it

I remember early this year when i was planning to get rid of all my debts. I came across my credit card statement and noticed what was written under the balance of $3,668.86. Somewhere in my statement in little prints was the headline "minimum payment warning"  if you only make the minimum payments each period, you will pay more in interest and it will take you longer to pay off your balance. For example if you made no additional charges on the card and paid only $89( my minimum payment) each month, it would take you 15years to pay off your credit card and you would have paid a total of $9,502. Underneath that statement, another statement followed and it read, if you increase your minimum payment to $138 (a difference of $49), you will pay off your balance in 3 years and would have saved $4,543. It was like a light bulb suddenly came on in my head. I was amazed at how much damage i was doing to my finances.  This case was very similar to me pouring water into a basket. It was so convenient to make the minimum payments yet it would have cost me double with some change to live that convenient lifestyle.

Your situation may be different from mine. Yours could be a car note or a personal loan or whatever debt but you need to read the fine prints to understand how much damage it may be doing to your personal finances.  I understand that not all debts do the same amount of damage but the job of this post is to get you thinking and paying attention to little details.

For others, it may not even be debts, it could be how you spend your money and what you spend your money on that may be hurting your personal finances.  Are you investing in more clothes and shoes than you do with your savings account?

Pay attention to every thing that may be hurting you and preventing you from achieving your financial goals. 2017 has got to be different. You have got to be deliberate about your goals and how you intend to achieve them.

I wish you all the best as you work towards becoming a better you.

Happy Friday and don't say TGIF, say TGICWOM  which means Thank God I Can Work On Me.

Lots of love

Your very own Adey

Follow me on IG @ askadey_



Thursday, June 1, 2017

Everyday inspiration for the Month of June


Hello Everyone

Happy New month. I am so excited about the month of June because i have a strong conviction that it is going to be a great month for everyone of us. Most especially those who visit my blog and other social media outlets everyday. Just kidding. It would be a great month for everyone.

I am doing doing something different today. I have collated my top 30 quotes from my Instagram page. These are my most favorite quotes and i will like you to read through it all but most importantly  read each one everyday and meditate on it through out the day. Words are powerful, Whatever you meditate on, you become.

Here are my Top 30 post to keep you going everyday in the month of June.
  1. You have to keep pushing if you don't want someone else to take your spot
  2. Do not envy the good things happening to the people around you, yours will happen in perfect time
  3. Out of your pain can come your purpose
  4. When someone does something wrong to you, don't forget all the other times they did something right-
  5. Remember that you do not need permission to achieve greatness, Just go for it
  6. Be grateful in all situations because what you take for granted is someone else's heart desire
  7. Everyone deserves a chance to clean up their mistakes
  8. Forgiveness is not always easy. At times it feels more painful than the wound we suffered to forgive the one who inflicted it, And yet there is no peace without forgiveness.
  9. Stop doubting yourself,-Work hard and make it happen
  10. The man who wins is the man who thinks he can
  11. Rather than waste time criticizing others, why don't you spend that time wisely by developing yourself-
  12. It takes You to succeed
  13. While knowing something is good, what you do with what you know is best. It is called wisdom
  14. Whenever you are tempted to stay something negative, just take a deep breath and shut up
  15. Always remember that there is nothing impossible for God to do
  16. To find your true self, you have to be willing to let go of everything you have ever known
  17. You are not ready to move forward with your dreams until you move your ideas from your thoughts to a piece of paper.
  18. you are a work in progress, do not give up on yourself.
  19. The best preparation for your future is doing your best today
  20. You were not created to be depressed, defeated, guilty, condemned, ashamed or unworthy. You were created to win and conquer at all times
  21. Stop hating yourself for everything you are not and start loving yourself for everything you are
  22. Hard work beats talent when talent doesn't work hard
  23. Success is not luck, it happens to those who are prepared.
  24. Do not save what is left after spending. Spend what is left after saving.
  25. Rather than be a version of someone else, Be your own best version
  26. It is never too late to become what you desire-
  27. Understanding your personality is key in your journey to discovering a better you-
  28. Your life doesn't get better by chance, It gets better by the changes you make everyday
  29. Don't be normal, Be exceptional
  30. At this stage in your life, if it doesn't move you close to God, make you happy, make you better or make you make you money. do not have time for it.

To get more inspirational quotes, Kindly follow me on IG @ askadey_

Stay Winning

Regards

Your one and only motivational blogger

Adey